Dixons Commercial Insurance Brokers

What is Landlord Contents Insurance?

Usually an add-on to Landlord’s building insurance, but can sometimes be covered on a standalone policy if required. Landlord Contents Insurance will cover you for loss or damage to the contents of your rented property.

Claims Examples:

A tenant accidentally puts tin foil in the microwave supplied by the landlord. Consequently, the microwave breaks. The landlords’ contents insurance policy covers the cost of a replacement.

Do I really need Landlord Contents Insurance?

If you are renting a fully furnished flat, you would want to protect your contents in the flat to avoid a financial disaster and the cost of replacing any items.

What is Landlord Buildings Insurance?

Landlords’ Insurance covers a property owner from financial loss losses connected with rental property. The policy usually covers the building, with the option of insuring any contents that belong to the landlord that are inside.

Claims Examples.

An angry tenant puts his foot through the plaster on the wall. Malicious damage by the tenant is an optional extra that can be included. A leaking or burst pipe can cause significant damage, and can affect multiple properties if a bathroom leak begins to drip into the flat below.