Orbis was established in 2005 to provide life assurance, travel insurance and financial products for people with "impaired lives". By the 1990's it had become widely recognised that people with disabilities were facing discrimination. However, there was no legislation protecting their rights as there was for race and sex. Disabled people began a vigorous campaign for anti-discrimination legislation. Their voices were listened to and inspired the current laws. Although the Act was passed in 1995, disability rights campaigners find the present Disability Discrimination Act flawed and inadequate in scope.
In 1995 the Disability Rights Task Force recommended numerous changes which the Government are currently considering. Insurance comes within the goods and services provisions in part III of the Disability Discrimination Act. There is a need for insurers to be allowed to distinguish between individuals when they are carrying out their "risk assessment".
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